What is the name of your state?What is the name of your state?What is the name of your state? Tx First off I lived in Texas when this debt occured. My hubby is military so since we have lived in many states but are still Texas residents. So would I be under Texas law or the state where I live......
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CA leaving recorded message on phone all day!Mon, 18 Jul 2005 17:05:00 GMTWhat is the name of your state?GA I am sooooo sick and tired of these people calling my phone with a recording that says and very loud I may add: "Call Ms. XXXXX at 800-XXX-XXXX" and then hangs up! I have no idea who it is but she leaves this message at least 3 times a day. Is there......
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bankruptcyMon, 20 May 2002 14:45:00 GMTMy husband and I filed chapter 7 almost six years ago I believe it was October of 96. and it was discharged the following year. Well once again we are in a bind he hasn't had a job for almost a year now and bills are growing. I decided to go see a Lawyer about our situation I told him about our......
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Being sued by debt collectorFri, 15 Aug 2008 00:12:00 GMTI am in NC and I am being sued by a debt collector for an unpaid phne bill. I am currently unemployed due to medical reasons and cannot pay the whole amount of the debt. If I lose this case, can I go to jail for not being able to pay them?...
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Collection on Old tuition feesWed, 22 Jul 2009 13:24:00 GMTWhat is the name of your state (only U.S. law)? PA I owe tuition from 2001 because I did not drop my classes properly from a state university in texas. I have been contacted by a adebt collection agency recently infomring me that I have to pay the amount ASAP. I looked up the statute of......
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John is dead & his ma is a crookThu, 24 Feb 2005 17:20:00 GMTWhat is the name of your state? MO I assure you, this is NOT a homework question but I phrased like one! John Doe owns Blackacre. On 01 January 2004, he borrows $1000 from Mother Doe. On 01 February 2004, he encumbers his property with a mortgage, showing Mother Doe as lender. On 01 March......
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Debt specialty attorneysMon, 06 Oct 2003 01:28:00 GMTI was wondering if any has ever heard of debt specialty attorneys? I've heard that they can make it so you don't have to pay a credit card payment again and not have to go through the bankruptcy route?...
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a must read! an unbelievable credit reporting situation at hand! take a peak..Wed, 25 Apr 2001 01:12:00 GMTgoing back to august of last year.. i was added to my grandmothers citibank credit card account as I was paying it for her to prevent a perfect account history since 1972 suddenly turn bad due to income problems. citibank claimed the only way I would be able to access the account is if I became......
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Deceased Credit Card DebtThu, 01 Nov 2007 15:34:00 GMTI am a resident of Pennsylvania. My parents are residents of Pennsylvania. My mother recently passed away, and she had no estate. She did had some credit card debt in her own name. They were not joint accounts with my father. There is one credit card company that after my father supplied her......
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What can cosigner do if car loan/credit card not paid?Mon, 17 Sep 2001 13:54:00 GMTCosigned car loan and credit card for Ex-girlfriend in California. She has been paying intermittently over the last year. Over $1,200 already taken out of cosigner's account to try to protect cosigner's credit. She missed another payment, and today bank wants to repossess if cosigner doesn't pay......
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Being Sued for Credit Card DebtMon, 01 Aug 2005 08:37:00 GMTWhat is the name of your state? Michigan I have enrolled in a Debt Negotiation Service and I have been sued any way, I received a letter from the court that the credit card company has won the lawsuit. I have a Jeep that is financed and I still owe on it for two more years. My concern is can the......
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LeaseThu, 12 Mar 2009 11:12:00 GMTWhat is the name of your state (only U.S. law)? AZ Can I enter into a lease when I have filed a chapter 13? If I can what protection does the landlord lose if any?...
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Chap. 7 & 13Fri, 04 Apr 2003 20:19:00 GMTWhat is the name of your state? ARIZONA I am currently in a chap. 13. i am self employed. i show that i have alot of disposable income mostly because i paid employees in cash for a while. i want to just file a chap 7 but i am told i show to much income. can i file for chap. 7 if i make less now.......
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The DMV threatened to file a lien against me regarding a unregisted vehicle that I leased but turned in prior to registration Can they file a tax lien through the recorders office?Sat, 02 Apr 2011 23:13:00 GMTIs it true you only have 180 days to file a lien? Can a person file a personal lien on a vehicle? ...
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Can blue cross plans goes bankrupt?Sat, 02 Apr 2011 23:34:00 GMTComments (1) | Promote | Bookmark
bankruptcyFri, 25 Mar 2011 11:12:00 GMTwe have co-signed on a mortgage for my daughter and she is thinking of chapter 7 br. How will that affect my husband and I ? Any advise...
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Unfair Credit PracticesMon, 15 Nov 2004 15:04:00 GMTI'd like to inquire about credit reporting agencies and their unfair practices, which also encompasses credit grantors. The specific scenario which brought this issue to my attention was when applying for Dell Credit on the www.dell.com website. The offer was a special promotion for......
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Should I proceed with this agreement?Thu, 10 Nov 2005 11:25:00 GMTWhat is the name of your state? NY I posted here about getting a summons last week. Just talked to the collection agency and here's the result: 1. My debt is $3100. I told him I could pay $1500. He said the company would settle for $2300 (which I can also pay.) 2. He wanted me to pay now but......
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overdue medical billsWed, 09 Mar 2005 16:09:00 GMTWhat is the name of your state? NJ I was admitted to hospital recently and had gallbladder surgery.I am a new immigrant, and do not have insurance, so I was approved for charity care, and my doctor was my cousin who was nice enough not to charge me. I got bills from the emergency room......
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What debt can be included in a bankrupcy?Sat, 02 Apr 2011 23:59:00 GMTCan you include capital gains tax debt in a bankrupcy? ...
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amendment questionsFri, 23 Jul 2004 16:28:00 GMTWhat is the name of your state? NEW YORK I file chapter seven myself and had my 341 today! My trustee looked over everything and questioned my schedule A page. I listed my property value as 2000. The property value is 45,000 but we owe 43,000 so thats how I figured the equity. He said I need to......
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Should I file the motion to dismiss the judgment "with prejudice"? ( STATE OF IL )Sat, 26 Dec 2009 16:43:00 GMTWhat is the name of your state (only U.S. law)? IL Hi ! There was alleged debt in the amount of less than $4 . The debt was disputed 3 times in writing. I have copies of the letters and certified receipts with their signature mailed back to me. 1. The first time in 2 6 2. The second time 2 7......
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What accounting firms went bankrupt in the 90s?Sun, 03 Apr 2011 22:05:00 GMTComments (0) | Promote | Bookmark
Process ServersThu, 16 May 2002 08:52:00 GMTI am scheduled for arbitration with 2 collection firms. Now that I received copies of their papers that were submitted to the 4th District Court in New York, I find that the process servers for both firms made what I would call false statements. How serious do the courts look upon this and what......
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Need to sell car I am financing .Mon, 04 Oct 2004 20:43:00 GMTWhat is the name of your state? NJ 2004 Toyota 4 Runner I brought it 6 months ago and may have trouble making payments. I need to get rid of it. I am financing it. Paid nothing down. So far paid 750$ per month and all payments are on time. How can I get rid of this thing? Can I sell it to......
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Can you keep your home after filing bankruptcy?Sat, 02 Apr 2011 23:49:00 GMTCan you keep your home when you file bankruptcy in TX? Will filing bankruptcy take away the lein on the home? What can you keep when filing barkruptcy in MN? Can you still save your home filing bankruptcy? Can you keep your 65 after filing bankruptcy? ...
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statute of limitation on debtTue, 05 Sep 2000 22:55:00 GMTI live in Calif. I was in chapter 13 BK it was a 46 month plan but I was able to pay it off in 38 months. Now since I am not under BK protection some of the credit card companies are demanding full payment. Can anyone answer the question, what is the statute of limitation on this type of debt. I......
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Why did Enron go to court?Sun, 03 Apr 2011 00:32:00 GMTComments (0) | Promote | Bookmark
What does it mean if a case is dismissed? KentuckySat, 24 Jun 2006 02:42:00 GMTA dismissal order ends the case. Upon dismissal the "automatic stay" ends and creditors may start to collect debts, unless a discharge is entered before the dismissal and is not revoked. An order of dismissal itself will not free the debtor from any debt. Often, a case is dismissed when......
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Is there a difference: Judgement vs. Stipulated Judgement?Sat, 25 Sep 2004 18:13:00 GMTWhat is the name of your state? Arizona Okay... Citibank sued for the CC debt, I discussed this on the forums late in June. I worked out payment arrangements with the attorney (who honestly is not sleezy, but very cautious whenever I talk to her - in addition to any paper trails. I believe she......
Can you include capital gains tax debt in a bankrupcy? ...
What is the name of your state? NEW YORK I file chapter seven myself and had my 341 today! My trustee looked over everything and questioned my schedule A page. I listed my property value as 2000. The property value is 45,000 but we owe 43,000 so thats how I figured the equity. He said I need to......
What is the name of your state (only U.S. law)? IL Hi ! There was alleged debt in the amount of less than $4 . The debt was disputed 3 times in writing. I have copies of the letters and certified receipts with their signature mailed back to me. 1. The first time in 2 6 2. The second time 2 7......
I am scheduled for arbitration with 2 collection firms. Now that I received copies of their papers that were submitted to the 4th District Court in New York, I find that the process servers for both firms made what I would call false statements. How serious do the courts look upon this and what......
What is the name of your state? NJ 2004 Toyota 4 Runner I brought it 6 months ago and may have trouble making payments. I need to get rid of it. I am financing it. Paid nothing down. So far paid 750$ per month and all payments are on time. How can I get rid of this thing? Can I sell it to......
Can you keep your home when you file bankruptcy in TX? Will filing bankruptcy take away the lein on the home? What can you keep when filing barkruptcy in MN? Can you still save your home filing bankruptcy? Can you keep your 65 after filing bankruptcy? ...
I live in Calif. I was in chapter 13 BK it was a 46 month plan but I was able to pay it off in 38 months. Now since I am not under BK protection some of the credit card companies are demanding full payment. Can anyone answer the question, what is the statute of limitation on this type of debt. I......
A dismissal order ends the case. Upon dismissal the "automatic stay" ends and creditors may start to collect debts, unless a discharge is entered before the dismissal and is not revoked. An order of dismissal itself will not free the debtor from any debt. Often, a case is dismissed when......